NASHVILLE – Governor Phil Bredesen and Department of Environment and Conservation Commissioner Jim Fyke announced today that 10 communities and three utility districts have been approved to receive low-interest loans for water and wastewater infrastructure improvements. The funding comes from a combination of the American Recovery and Reinvestment Act of 2009 and the State Revolving Fund Loan Program. Forty percent of the funding is in the form of principal forgiveness, which does not have to be repaid.